QuickBooks Desktop Payments: Accept Payments on Desktop Software

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QUICKBOOKS DESKTOP PAYMENTS

Getting paid shouldn’t be hard work

Use the payments solution built right into QuickBooks Desktop.

See rates & sign up

Have QuickBooks Online?

QuickBooks makes getting paid faster and easier

Instantly payable invoices

Get paid 1.4x faster when you let customers pay online.²

Quick, paperless payments

Don’t lose another minute waiting on checks in the mail. Accept cards, eChecks and ACH payments.

Fast deposits

Get eligible payments deposited next day,³ or instantly for 1.75% more.⁴

Time-saving automation

With every payment, your books automatically stay up to date.⁵

Explore the benefits of QuickBooks Payments

Fast payments Smart invoicing Easy payments QuickBooks advantage

Make invoices instantly payable¹

Add a button to your invoices to let customers pay online. Get paid 1.4x faster than with paper invoicing.²

Get your money fast, paper free

Don’t lose another minute waiting on checks in the mail. Accept cards, digital wallets, eChecks and ACH payments.

Fast deposits, stronger cash flow

Most payments are deposited next-day.³ Or, get an instant deposit when you pay an additional 1.75% – even late nights, weekends, and holidays.⁴

Female warehouse employee sending an invoice with a pay online feature on laptop computer

Fast payments

Make invoices instantly payable¹

Add a button to your invoices to let customers pay online. Get paid 1.4x faster than with paper invoicing.²

Get your money fast, paper free

Don’t lose another minute waiting on checks in the mail. Accept cards, digital wallets, eChecks and ACH payments.

Fast deposits, stronger cash flow

Most payments are deposited next-day.³ Or, get an instant deposit when you pay an additional 1.75% – even late nights, weekends, and holidays.⁴

Smart invoicing

Set and forget recurring invoices

Schedule invoices in advance and let your customers set up automatic online payments.

Track invoice status in real-time

Keep tabs on your cash flow. At a glance, see when an invoice was sent, viewed, and paid.

Invoicing that grows with your business

No matter what your invoicing needs might be—a few payments now or a few thousand down the road, QuickBooks Payments can handle it.

Professional, customizable invoices

Create a professional-looking invoice that impresses your customers. Tailor it the way you want by choosing a color and font, and by adding your company logo.

Female inventory worker looking at invoice payment status on laptop computer

Easy payments

Send reminders, automatically

No need to track invoice due dates or manually follow up on late payments. Set up a reminder schedule and let QuickBooks follow up for you.

Let customers pay with a link⁶

Text or email your customers a link to request payment so they can pay online. Collect fees for initial consultations, advance deposits, and more.

Accept payments wherever you do business

Take contactless payments like Apple Pay and Google Pay, plus chip and swipe cards, with our GoPayment app and card reader.⁷

Female manufacturing workers looking at customer payment schedule on laptop computer

QuickBooks advantage

Bookkeeping done for you⁴

When a customer pays, QuickBooks Desktop Payments automatically records and matches the transaction. Your books stay organized all year, with no extra effort.

Get started with ease—right in QuickBooks

Apply right in QuickBooks and start taking payments today.

Clear pricing, no commitment

Avoid surprises with our transparent pricing options. No contracts, monthly minimums, or setup fees.

Here when you need us

Customer support is available anytime, from getting started with Payments to any needs along the way.

Male construction worker at job site checking bookkeeping on laptop

Set up QuickBooks Payments today

You’ll need QuickBooks Desktop 2022 or later to get started.

Don’t have an account? Explore QuickBooks Desktop

Set up QuickBooks Payments today

You’ll need QuickBooks Desktop 2022 or later to get started.

Don’t have an account? Explore QuickBooks Desktop

Pay as you go

$0/ mo
Sign in and apply
Rates per transaction

No termination fees, setup fees, or monthly minimum.
- ACH bank transfers
  
  $3.00
- Card – Swiped
  
  2.4% + 30¢
- Card – Invoiced
  
  3.5% + 30¢
- Card – Keyed
  
  3.5% + 30¢
Pay monthly

$20/ mo
Sign in and apply
Rates per transaction

No termination fees, setup fees, or monthly minimum.
- ACH bank transfers
  
  $3.00
- Card – Swiped
  
  1.6% + 30¢
- Card – Invoiced
  
  3.3% + 30¢
- Card – Keyed
  
  3.3% + 30¢

Rates per transaction

No termination fees, setup fees, or monthly minimum.

Pay as you go

$0/ mo
Sign in and apply
Pay monthly

$20/ mo
Sign in and apply

ACH bank transfers

$3.00

$3.00
Card – Swiped

2.4% + 30¢

1.6% + 30¢
Card – Invoiced

3.5% + 30¢

3.3% + 30¢
Card – Keyed

3.5% + 30¢

3.3% + 30¢

What our customers are saying

See QuickBooks Desktop Payments in action

Frequently asked questions

I’m interested in QuickBooks Desktop. Where can I purchase it?

Are online invoices tracked or treated differently in QuickBooks Desktop?

From an accounting perspective, an invoice is an invoice in your accounting software, regardless if it’s sent by mail or as an email invoice. However, if an invoice is digital, you get much more insight into the process of getting paid and therefore make better cashflow decisions. You can see if the invoice has been sent, viewed, or paid. Online payments are becoming more common for small and medium-sized businesses, so finding an invoicing solution is critical.

Are all credit card payments in QuickBooks Desktop PCI-DSS compliant?

Yes. Intuit requires all payment transactions to be PCI-DSS compliant. The Payment Card Industry (PCI) Data Security Standard is a certification compromising 12 security requirements that helps ensure that all companies that accept, process, store, or transmit credit card or financial information meet data security requirements. Complying with this Standard is critical to helping prevent payments fraud.

Does QuickBooks credit card merchant services work with any version of QuickBooks Desktop? Pro? Pro Plus? Premier? Premier Plus? Enterprise?

QuickBooks provides merchant services for all QuickBooks accounting products for businesses at any scale. Applications from payment processing on Quickbooks Desktop Pro to wholesale and manufacturing merchant services on QuickBooks Desktop Enterprise. No matter the version of QuickBooks Desktop you use, you can gain visibility on transactions across your business making sure your merchant services transactions and accounting entries are always perfectly synced.

How do I turn on online payments and credit card payments in QuickBooks Desktop?

What are the fastest deposits available? Can I get instant deposits or next-day?

Does QuickBooks Payments require a contract?

Does Desktop Payments have features for my industry? Professional services? Wholesale? Contractors?

Desktop Payments has several features tailored to specific industries, from standard retail payment processing to complex vendor billing schedules. For B2B or professional services it connects project and job tracking with the billing and invoicing system. Wholesale and manufacturers can take advantage of the seamless integration with QuickBooks Desktop Enterprise. Contractors will use online payments to allow their clients to pay with credit or debit cards online to get paid faster.

Get paid seamlessly with QuickBooks Desktop Payments

Get Started

- Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services. For more information about Intuit Payments' money transmission licenses, please visit https://www.intuit.com/legal/licenses/payment-licenses/
  
  Limited time offer terms
  
  Discount: Discount applied to the monthly price for the QuickBooks Products is for the first 3 months of service, starting from the date of enrollment, followed by the then-current monthly list price. To be eligible for this offer you must be a new QuickBooks customer and sign up for the monthly plan using the “Buy Now” option.
  
  1. Online Invoicing (pay anytime, anywhere): Data access is subject to cellular/Internet provider network availability and occasional downtime due to system and server maintenance and events beyond your control.
  
  2. 1.4X times faster: Based on the average number of days invoices were paid between April 2022 and March 2023 using the Online Invoice feature, compared to QuickBooks Payments users who did not use the Online invoice feature.
  
  3. Next Day Deposits: For next day deposits, credit card payments processed before 3:00 PM PT arrive at your bank the next business day (excluding weekends and holidays). Deposit times may vary for other payment methods such as ACH bank transfers, third party delays or risk reviews. For new QuickBooks Payments customers, the first deposit may take longer for Intuit to establish the merchant account typically within 4-5 days.
  
  4. Instant Deposit: Instant deposit is an additional service offered by QuickBooks Payments subject to eligibility criteria, including delayed eligibility for new users and availability for only some transactions and financial institutions. The service carries a 1.75% fee in addition to standard rates for ACH, swiped, invoiced, and keyed card transactions. Deposits are sent to the financial institution or debit card that you have selected to receive instant deposits in up to 30 minutes. Deposit times may vary due to third party delays.
  
  5. Automatic Reconciliation: Automatic match and record of deposits and fees work with payments received from eInvoice and ACH and credit card transactions initiated within QuickBooks. This feature does not support GoPayment and transactions created in the Merchant Service Center.
  
  6. Payment links: Payment links require a QuickBooks Payments account and are subject to the same pricing terms including card-swiped fees, card-keyed fees, bank transfer/ACH fees and check transactions fees. See Important Info, Pricing, Acceptable Use Policy and Merchant Agreement. See important info on payment links in the QuickBooks Desktop Payment Links Terms of Service.
  
  7. GoPayment: Free GoPayment App downloaded separately. Message and data rates may apply. Requires QuickBooks Payments account which is subject to eligibility criteria, credit and application approval. Additional fees and terms and conditions may apply.

QuickBooks makes getting paid faster and easier

Instantly payable invoices

Quick, paperless payments

Fast deposits

Time-saving automation

Explore the benefits of QuickBooks Payments

Explore the benefits of QuickBooks Payments

Set up QuickBooks Payments today

Set up QuickBooks Payments today

Pay as you go

Rates per transaction

Pay monthly

Rates per transaction

Rates per transaction

What our customers are saying

See QuickBooks Desktop Payments in action

Frequently asked questions